Blue Ridge Mortgage

916 Main Street

Lynchburg, VA 24504

CALL TODAY!

(434) 846 1300

Disclosure

With Blue Ridge Mortgage you have a lender that you can count on for your family’s needs for generations to come!

Effective Date: December 2023

Introduction At Blue Ridge Mortgage, we believe in transparency and open communication. This Disclosure page provides important information about our operations, services, and regulatory compliance as a residential mortgage company.

General Disclosures

  • Blue Ridge Mortgage is licensed and regulated by [Relevant State and Federal Regulatory Bodies].
  • Our services are subject to the terms and conditions as set forth in our agreements and applicable laws and regulations.
  • Interest rates and fees are subject to change based on market conditions and borrower eligibility.

Lending Disclosures

  • We provide residential mortgage loans. All loans are subject to credit approval and property appraisal.
  • APR (Annual Percentage Rate) for each loan program is based on specific underwriting criteria.
  • We adhere to fair lending laws and do not discriminate based on race, color, religion, national origin, sex, marital status, age, or because you receive public assistance.

Data Use and Privacy

  • Please refer to our Privacy Policy for detailed information on how we collect, use, and protect your personal information.

Affiliated Business Arrangement Disclosure

  • Blue Ridge Mortgage may have business relationships with certain providers of services relevant to your mortgage transaction. You are not required to use these providers and are encouraged to compare services and costs.

Third-Party Services

  • We may refer third-party services for certain aspects of your mortgage process. These services are independent of Blue Ridge Mortgage and we are not responsible for their policies and practices.

Conflict of Interest

  • Any potential conflict of interest in our services or recommendations will be disclosed to our clients in accordance with regulatory requirements.

Complaints and Contact Information

  • If you have any complaints or inquiries regarding our services or disclosures, please contact us.
  • We are committed to resolving any issues in a timely and satisfactory manner.

Amendments and Updates

  • Blue Ridge Mortgage reserves the right to amend this Disclosure page at any time. All amendments will be posted on our website.